Returns separate payment (milestone 1) and settlement (milestones 2/3) blocks — never a single status. Use payment.status = Paid to release the buyer from the checkout screen. Use settlement.status = Settled to release delivery (BRZ credited to your Ultra account). settlement.payout reflects automatic PIX-out to your bank when enabled (milestone 3). Recommended polling: every 5-10 seconds while checkout is open (milestone 1); afterward prefer Ultra webhooks or slow reconciliation polls.